Before you decide to make an offer to buy a house, it's crucial to show the seller that you're financially ready. This means you've talked to a bank or lender to figure out how much money they're willing to loan you.

 

Once you've found a house you like, it's time to make an offer. But before you do, there are some things you should know about the house. While sellers have to tell you about major problems with the house, there might be some things they don't mention that could be important to you.

 

Here are some questions you might want to ask before you decide to make an offer:

 

*  Why is the seller selling the house? Knowing why the seller wants to move could help you decide if the house is worth what they're asking for.

*  How much did the seller pay for the home? Sometimes knowing what the seller paid for the house can help you negotiate a better deal, but it's not always a good indicator of how much the house is worth now.

*  What does the seller like and dislike about the property? This can give you some insight into what it's like to live in the house, but remember, what the seller likes might not be what you like.

*  Has the seller had any problems with the home in the past? It's good to know if there have been any issues with the house before you buy it, even if they've been fixed.

*  Are there any nuisances or problem neighbors? Finding out about any potential issues in the neighborhood can help you decide if it's the right place for you.

*  How are the public schools in the area? This can give you an idea of the quality of the neighborhood and whether it's a good fit for you and your family.

Knowing as much as you can about a house before you make an offer helps you make a smart decision. Your real estate agent can help you get answers to these questions and give you advice on what to do next.